FINANCIAL TOOLS

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.

Financial Calculators

Find out how much interest you can save by increasing your monthly auto loan payment.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Should you lease your next automobile or finance it? Find out with this calculator!
Find out how many and what price you must sell your product at to make a profit.
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Use this calculator to see just how expensive paying interest on your debt can be.
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Use this calculator as a starting point for your debt management plan.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
Find out how much life insurance you really need!
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
Use this calculator to determine your payment or loan amount for different payment frequencies.
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.
Should you consolidate your debt? Use this calculator to find out.
What will my monthly payments be for an interest only equity line of credit?
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
How big of a home equity line of credit can you receive? Use this calculator to find out!
Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
This calculator helps determine your loan or credit line payment.
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
This calculator helps you to determine what your adjustable mortgage payments will be.
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
Should you refinance your mortgage? Use this calculator to determine when you will break even.
Are you better off buying your home, or should you continue to rent?
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Analyze your budget, see where your money goes and find out where you can improve!
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement..
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year.
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Use this calculator to estimate your Social Security benefits.
How can contributing to a regular IRA help you in your retirement?
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Use this calculator to help develop or fine tune your education savings plan.
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
What will it take to reach your savings goal? This financial calculator helps you find out.
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.
Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the current tax year.